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What Kind of Low or No-Cost Coverage is Available in Arizona?

 

 

There are many options for Arizonans to find low or no-cost health insurance they can afford.

More Arizonans than ever before can apply for AHCCCS (pronounced “access”), Arizona’s Medicaid program. AHCCCS health insurance is similar to health insurance offered by employers. It helps pay for doctor visits, hospital costs, and prescription drugs for you and your family. It also helps you avoid big medical bills and stay healthy.

KidsCare is a special AHCCCS program for those who have not turned 19 years of age. To learn about eligibility and income limits, click here.

Many Arizonans can now find a health insurance plan that fits their budget when they choose to buy it through the HealthCare.gov Marketplace.

For most people, Marketplace coverage can only be purchased during a limited time each year, namely from November 1st to January 15th. Exceptions are made for those experiencing big life changes, such as a marriage, divorce, loss of a job or a new baby.

Important dates
  • November 1: Open Enrollment starts for health coverage for the next plan year — first day you can enroll in, re-enroll in, or change health plans through the Marketplace. Coverage can start as soon as January 1.
  • December 15: Last day to enroll in or change plans for coverage to start January 1.
  • January 1: Coverage starts for those who enroll in or change plans by December 15 and pay their first premium.
  • January 15: Open Enrollment ends — last day to enroll in or change health plans for the year. After this date, you can enroll in or change plans only if you qualify for a special enrollment period.
  • February 1: Coverage starts for those who enroll in or change plans December 16 through January 15 and pay their first premium.

Of course, for people aged 65 and older, Medicare continues to provide affordable health coverage as it has done in the past.
Interested? Schedule free in-person help to sign up for AHCCCS or Marketplace coverage. You can also apply directly by going to www.healthearizonaplus.gov.

So how do you figure it all out? Every situation is unique, and the Cover Arizona Coalition provides FREE help. Click here to use the Get Covered Connector to make a convenient appointment or call 1-800-377-3536 to make an appointment.